TexMex Stuffed Peppers

Ingredients:

1 can refried beans or the equivalent of homemade
2-3 oz. grated cheddar (but you can never go wrong with more)
4 bell peppers
salsa

Directions:

1) Slice the top off of each pepper, removing the stem, seeds, and membrane.  Fill each one with layers of cheddar and beans.  Finish with a layer of salsa and a sprinkle of cheese.
2) Place each pepper standing upright in an 8"x8" pan.  Bake in a 425 degree oven for around 25 minutes, or until the pepper begins to get a bit soft and wrinkly and the cheese is melted.  Then turn the oven off and use the broiler setting on low for 1-2 minutes, watching carefully to make sure that you don't burn anything.
3) Let stand for about 5 minutes and then eat.

We love this and it's easy.  Serve with Spanish rice and/or a side salad.  I also like to add guacamole and chopped tomatoes when serving, if I happen to have them on hand.